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Javier Cruz

Staff Writer Joined January 2020

Javier Cruz is a generalist for Money.com, writing about everything from medical alerts to car insurance. He's currently completing his Doctoral thesis in Caribbean Literature, focusing on Caribbean Gothic, specifically from the Sino-Caribbean perspective.

JAVIER’S AT-A-GLANCE

  • Areas of expertise: Insurance
  • BA in English and American literature, University of Puerto Rico
  • Two years experience in personal finance

JAVIER’S TOP FINANCE TIP

Always follow the 50/20/30 budget rule. Your savings will thank you in the long run.
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